AI-native Loan Origination & Account Opening for Commercial Lending
The AI-native Loan Origination System & Account Opening delivering Proactive automation, Guaranteed.
Key Benefits for
Commercial Lending
One unified platform
Manage credit request, underwriting, pricing, approval, documentation, and booking in a single workflow.
Eliminate disconnected systems across credit analysis, memo creation, and loan documentation.
AI driven spreading
Auto spread business financials, PFS, and tax returns directly into structured analysis.
Generate Credit Memos with integrated ratios, stress testing, and policy checks built in.
Integration to your Core
Auto decision on any Core field, including exposure, deposits, global relationships, and charged off history.
Board complete commercial loan data, risk ratings, covenants, and lifecycle updates back to your Core with no manual reconciliation.
Structured approvals and exceptions
Route deals through matrix based approval hierarchies with full audit traceability.
Track covenants, exceptions, and conditions from approval through closing and servicing handoff.
Seamless relationship management
Provide a secure portal for borrowers to apply and upload documents by loan type.
Give relationship managers and credit teams shared dashboards with real time status visibility.
No code configuration of rules
Business users automate with no code rules and AI assisted configuration.
Test and deploy changes faster without heavy engineering dependency.
All-in-one
Give borrowers a fintech-like mobile experience with channel-hopping and full configurability.
Configure each team’s workspace to match your workflow, with zero training required.
Choose from 200+ integrations, or have us build one for you in under a month, guaranteed.
Put AI to work across automation, document reading, fraud verification, and communications.
Merchant Portal
Give dealers and merchants one portal for multi-offers, document generation, and document validation.
Configure without code and automate anything, guaranteed.
Access all system data through pre-built and custom reports.
Run on powerful single-tenant infrastructure with SOC 2 compliance built in.
Proactive and Guaranteed
The only system with automated solutions that ensure results
Proactive Automation
Meet bi-weekly with our Automation Coaches
Review & implement AI-powered automation recommendations.
Customers automate on average >1% a week, 71% a year.
Guaranteed Automation
We write our promises into the contract, not the sales deck
Fuse assumes the implementation and execution risk.
If results don’t materialize, we don’t get paid. It’s that simple.
Join 100+ FIs getting tangible results
conversion
2.4x
just 1 year
71%
68%
3.1x
The new leader in Lending & Account Originations
Used by 100+ Leading FIs
Including Credit Unions, Banks, and Non-bank lenders.
$25M+ From Top Fintech Investors
Backed by the investors behind Chime and OpenAI to help FIs
Enterprise-Grade Infrastructure
SOC 2 compliant, single-tenant infrastructure built for enterprise use.